Powerful, accurate, and beautifully designed financial calculators to help you make informed investment decisions
Calculate returns on your Systematic Investment Plan with compound growth
Calculate returns on one-time investment with compound interest
Calculate Fixed Deposit maturity amount and interest earned
Calculate simple interest on principal amount over time
Calculate compound interest with different compounding frequencies
Calculate Compound Annual Growth Rate of investments
Calculate the impact of inflation on purchasing power
Minimum: ₹500 per month
Typical range: 8% - 15% for equity funds
Longer periods benefit from compounding
Formula: FV = PMT × [((1 + r)^n - 1) / r] × (1 + r)
Where PMT = Monthly payment, r = Monthly rate, n = Number of months
One-time investment amount
Expected annual growth rate
Time horizon for investment
Formula: FV = PV × (1 + r)^n
Where PV = Present Value, r = Annual rate, n = Number of years
Amount to be deposited
Annual interest rate offered by bank
Fixed deposit maturity period
How often interest is compounded
Formula: A = P(1 + r/n)^(nt)
Where P = Principal, r = Annual rate, n = Compounding frequency, t =
Time
Initial amount invested or borrowed
Annual interest rate
Duration of investment or loan
Formula: SI = (P × R × T) / 100
Where P = Principal, R = Rate, T = Time
Initial investment amount
Annual interest rate
Investment duration
How often interest compounds
Formula: A = P(1 + r/n)^(nt)
Where P = Principal, r = Annual rate, n = Compounding frequency, t =
Time
Starting value of investment
Ending value of investment
Investment holding period
📊 CAGR Formula:
CAGR = (FV / IV)^(1/n) - 1
Total Growth = ((FV - IV) / IV) × 100
Where:
• CAGR = Compound Annual Growth Rate
• FV = Final Value (Ending Investment Value)
• IV = Initial Value (Starting Investment Value)
• n = Number of Years
💡 Use: CAGR smooths out volatility to show true annual growth!
Present value of money
Expected annual inflation rate
Future time period
📉 Inflation Impact Formulas:
FV = PV × (1 + i)^n
PP = PV / (1 + i)^n
Value Lost = PV - PP
Where:
• FV = Future Value (Nominal Value)
• PV = Present Value (Current Money)
• PP = Purchasing Power (Real Value)
• i = Inflation Rate (as decimal)
• n = Number of Years
⚠️ Reality: Inflation silently erodes your money's buying power!
