Investment Solutions
Mutual Funds
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Mutual funds make investing accessible and democratic for everyone.
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They pool money from thousands of investors into diversified, professionally managed portfolios.
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Options include equity, debt, or hybrid funds to match every goal.
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SIPs build disciplined investing habits, while SWPs provide flexible income.
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They’ve evolved from products to a trusted habit of wealth creation — simple, transparent, and effective.
Portfolio Management Services (PMS)
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Portfolio Management Services (PMS) offer personalized, tailor-made investment portfolios.
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Designed around each investor’s goals, risk profile, and philosophy.
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Clients hold securities directly for greater transparency and control.
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Strategies include value, growth, and thematic investing.
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Minimum investment starts at ₹50 lakh.
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Managed by experienced professionals with active, research-driven decisions.
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PMS bridges the gap between mutual funds and institutional investing, aiming for higher alpha.
Alternate Investment Funds (AIFs)
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Alternative Investment Funds (AIFs) cater to sophisticated investors seeking opportunities beyond traditional markets.
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Include private equity, venture capital, hedge funds, and structured credit strategies.
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SEBI classifies them into three categories — from early-stage ventures to complex trading models.
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Minimum investment starts at ₹1 crore.
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Designed for investors comfortable with higher risk aiming for differentiated returns.
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Provide access to unlisted and emerging opportunities shaping the future economy.
Structured Products
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Structured products combine fixed income and derivatives to create tailored investment solutions.
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Offer capital protection with equity-linked upside for balanced risk-reward.
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Ideal for investors seeking predictability with innovation.
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Can be customized by tenure, return profile, or risk appetite.
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Popular among HNIs during market volatility.
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When used wisely, they help smooth returns, boost yield, and diversify portfolios.
ETFs & Index Portfolios
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Exchange-Traded Funds (ETFs) have transformed passive investing in India.
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They track benchmark indices like Nifty 50 or Sensex, offering market returns at low cost.
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Provide diversification, liquidity, and transparency in a single trade.
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Index portfolios combine multiple ETFs for disciplined, low-cost wealth creation.
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Ideal for investors who believe in long-term market growth without timing or guesswork.
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ETFs represent simplicity, efficiency, and smart investing at its best.
Global Investing (via GIFT City)
- GIFT City enables Indian investors to access global markets seamlessly and tax-efficiently.
- Offers investments in international equities, ETFs, and bonds through IFSC platforms.
- Eliminates the hassle of overseas account setup and compliance complexities.
- Helps diversify risk and tap into global growth themes like tech, healthcare, and clean energy.
- Backed by transparent regulations and efficient settlements.
- GIFT City is India’s bridge to global wealth creation.
Stock Research & Advisory
- Sound research is the foundation of successful equity investing.
- A strong research and advisory desk helps investors cut through market noise.
- Combines fundamental analysis, sector insights, and valuation discipline to find true opportunities.
- Recommends stocks aligned with individual goals and risk profiles.
- Provides regular updates, model portfolios, and review reports for informed decisions.
- In an info-heavy market, research brings clarity, conviction, and confidence.
Wealth Solutions
Private Wealth Advisory (HNIs & UHNIs)
- More than money: Focused on managing meaning, not just wealth.
- Purposeful wealth: Helps families structure, grow, and preserve wealth with intent.
- Diversified portfolios: Mutual Funds, PMS, AIFs, Real Estate, Global Investments, Insurance.
- Tax & legacy: Ensures tax efficiency and continuity of wealth.
- Personalized approach: Every plan is tailored, data-backed, and relationship-driven.
- HNIs & UHNIs: Combines strategy with stewardship.
Family Office Services
- Financial nerve center: Manages investments, taxation, estate planning, and philanthropy under one roof.
- Structured governance: Preserves wealth across generations while minimizing administrative complexity.
- Comprehensive services: Portfolio consolidation, family constitutions, and next-gen education.
- Continuity & control: Ensures smooth wealth transfer and oversight.
- Transforming wealth: Turns a sum of assets into a legacy of values.
Estate & Legacy Planning
- More than legal: Wealth transfer is a personal statement of care and foresight.
- Estate & legacy planning: Ensures assets reach the right beneficiaries smoothly, without disputes or tax inefficiencies.
- Wills, trusts & nominations: Safeguard not just wealth, but also intent.
- Preserving family harmony: Effective legacy planning ensures your life’s work continues to make an impact.
Succession Planning
- Cornerstone of stability: Succession planning clarifies leadership roles, shareholding patterns, and continuity frameworks.
- Proactive planning: Advisors design legal structures, draft wills, and create transparent communication channels to avoid conflicts.
- Thriving through change: Well-planned succession ensures businesses and family wealth not only survive but thrive.
Tax-Efficient Investment Structures
- Enhancing returns: Tax efficiency can significantly improve real returns over time.
- Smart investment choices: ELSS, NPS, debt mutual funds, or GIFT City accounts help optimize post-tax growth.
- Advanced strategies for HNIs: Strategic use of trusts, LLPs, or segregated portfolios boosts efficiency.
- Within the law: Focus on structuring investments smartly, not avoiding taxes, so every rupee works harder.
Cash & Income Solutions
Liquid & Ultra-Short Term Funds
- Efficient cash management: Ideal for managing short-term cash effectively.
- Smart investments: Treasury bills, commercial papers, and certificates of deposit offer higher returns than savings accounts.
- Ultra-short-term funds: Slightly longer duration to improve yields while maintaining safety and liquidity.
- For all investors: Suitable for individuals, corporates, and institutions to ensure idle money works efficiently.
Fixed Deposits
- Certainty in uncertainty: Fixed deposits offer guaranteed returns and capital protection.
- Flexible & stable: Available in various tenures, preferred by conservative investors.
- Complementary strategy: Can stabilize market-linked investments.
- Laddering approach: Spreading across maturities balances liquidity and returns.
Market-Linked Debentures (MLDs)
- Innovative fixed income: MLDs link returns to the performance of an index or asset class.
- Better than FDs: Offer higher returns with controlled market exposure.
- Tax efficiency: Listed MLDs can provide favorable tax treatment if held to maturity.
- Credible issuers: Issued by NBFCs or corporates, blending safety with performance.
Corporate Bonds
- Direct debt participation: Corporate bonds let investors earn predictable interest while diversifying beyond equity.
- Rated bonds: From reputed issuers, offering a balance of safety and yield.
- Steady income: Suitable for investors seeking regular returns with manageable risk and liquidity.
- Portfolio stability: Bonds provide calm amid market volatility.
Deposits
- Reliable foundation: From bank to corporate deposits, these instruments are the bedrock of short-term wealth management.
- Simple & transparent: Easy to understand and manage.
- Guaranteed income: Ideal for conservative savers seeking safety and peace of mind.
Goal-Based Portfolios
Child Education & Marriage Goals
- Thoughtful planning: Your child’s dreams deserve a financial plan as careful as your parenting.
- Goal-based investing: Allocates assets by time horizon and target cost — equity for long-term growth, debt for stability.
- Systematic savings: SIPs make saving disciplined, with annual reviews to stay on track.
- Turning aspirations into achievements: Early planning helps fund education abroad, weddings, or other milestones.
Wealth Creation & Retirement
- Retirement as a goal: Building wealth requires the right mix of equity for growth and debt for stability.
- From accumulation to preservation: Over time, focus shifts to safeguarding your wealth.
- Essential tools: SIPs, NPS, and annuities ensure post-retirement independence.
- Efficient management: Regular rebalancing and tax planning keep your nest egg strong.
- Financial freedom: The reward is independence with peace of mind.
Monthly Income & SWP Plans
- Regular income: SWPs and monthly payout funds provide flexibility and stability.
- Steady cash flow: Withdraw fixed amounts without liquidating capital prematurely.
- Effective vehicles: Balanced advantage or debt funds often serve well for SWPs.
- Inflation-beating strategy: Thoughtful structuring can outpace inflation and ensure portfolio longevity.
NRI Investment Solutions
- Compelling destination: India offers attractive opportunities for NRI investors.
- Diverse investment options: NRE/NRO accounts, mutual funds, bonds, and real estate.
- Expert guidance: Ensures compliance with FEMA and DTAA rules, managing currency exposure and repatriation.
- Emotional capital: Investing in India is not just financial — it’s coming home.
Insurance Solutions
Term Insurance (Risk Cover)
- Financial security: Term insurance provides large coverage for a small premium.
- Protecting family: Ensures lifestyle and dreams remain intact even in your absence.
- Enhanced protection: Riders for critical illness or income replacement add extra security.
- Foundation of wealth: Every wealth plan begins with a term plan — protection comes first.
Health Insurance
- Protecting savings: Health plans cushion your finances from medical shocks.
- Comprehensive coverage: Includes hospitalization, pre- and post-care, and day-care procedures.
- Balanced policy: Combines premium affordability with thorough protection.
- Investment in peace of mind: Health insurance is more than an expense — it safeguards your well-being.
Family Floater & Individual Health Covers
- Shared protection: Floater plans provide efficient coverage for young families under a single sum insured.
- Individual considerations: Seniors or those with medical histories benefit from separate covers.
- Holistic coverage: Combining both ensures protection across all life stages.
- Complete security: The goal is simple — every family member is covered, always.
Critical Illness Plans
- Protecting health and wealth: Critical illness plans provide a lump sum upon diagnosis of major conditions like cancer or cardiac disease.
- Financial support: Payouts can cover medical bills, recovery, or lifestyle adjustments.
- Complementary coverage: Works alongside your standard health policy for added security.
- Peace of mind: Provides financial breathing room when you need it most.
Top-Up & Super Top-Up Policies
- Smart extensions: These policies supplement your base health plan.
- High-cost coverage: After crossing the deductible, they cover large medical bills with minimal additional premium.
- Affordable safety net: Ideal for those with employer coverage or basic family plans, strengthening protection without duplication.
Accident & Travel Coverage
- Accident protection: Covers disability, hospitalization, or loss of income.
- Travel security: Ensures global medical and logistical support during trips.
- Comprehensive coverage: Protects your mobility, health, and peace of mind wherever life takes you.
Keyman & Partnership Protection
- Key individual protection: Keyman insurance compensates the company in case of the loss of critical personnel.
- Partnership security: Ensures smooth ownership transfers among partners.
- Business continuity: Safeguards profits and stability, a vital pillar for every enterprise.
Loan Protection Cover
- Protect against debt: Loan protection insurance repays outstanding loans in case of death, disability, or job loss.
- Safeguard assets & credit: Ensures both assets and creditworthiness remain protected.
- Invisible safety harness: Life may pause, but EMIs don’t — making this essential for every responsible borrower.
